Terms of Service

Welcome to FinancialEdge Academy. These Terms of Service ("Terms") govern your access to and use of the FinancialEdge Academy website and services (collectively, the "Services").

By accessing or using our Services, you agree to be bound by these Terms. If you do not agree to these Terms, you may not access or use the Services. These Terms constitute a legally binding agreement between you and FinancialEdge Academy ("we," "our," or "us").

Please read these Terms carefully before using our Services. If you have any questions about these Terms, please contact us using the information provided at the end of this document.

Eligibility

You must be at least 18 years old to use our Services. By using our Services, you represent and warrant that you meet this requirement.

License

Subject to your compliance with these Terms, we grant you a limited, non-exclusive, non-transferable, non-sublicensable license to access and use our Services for your personal, non-commercial purposes.

Restrictions

You agree not to:

• Use the Services in any way that violates any applicable law or regulation
• Use the Services for any illegal or unauthorized purpose
• Attempt to interfere with, compromise the system integrity or security, or decipher any transmissions to or from the servers running the Services
• Impersonate another person or entity, or falsely state or misrepresent your affiliation with a person or entity
• Circumvent, disable, or otherwise interfere with security-related features of the Services
• Engage in unauthorized framing of or linking to the Services
• Use any robot, spider, or other automated device, process, or means to access the Services for any purpose
• Introduce any viruses, Trojan horses, worms, logic bombs, or other harmful material to the Services
• Attempt to access areas of the Services that you are not authorized to access

Modifications to Services

We reserve the right to modify, suspend, or discontinue any part of the Services at any time. We may also impose limits on certain features and services or restrict your access to parts or all of the Services without notice or liability.

Account Creation

In order to access certain features of the Services, you may be required to create an account. You agree to provide accurate, current, and complete information during the registration process and to update such information to keep it accurate, current, and complete.

Account Responsibility

You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You agree to immediately notify us of any unauthorized use of your account or any other breach of security.

Account Termination

We reserve the right to suspend or terminate your account and access to the Services at our sole discretion, without notice, for conduct that we believe violates these Terms or is harmful to other users, us, or third parties, or for any other reason.

Our Content

The Services and their entire contents, features, and functionality (including but not limited to all information, software, text, displays, images, video, and audio, and the design, selection, and arrangement thereof) are owned by FinancialEdge Academy, its licensors, or other providers of such material and are protected by copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws.

License to Use Our Content

We grant you a limited, non-exclusive, non-transferable, non-sublicensable license to access and view the content available on the Services for your personal, non-commercial use. You may not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of the material on our Services without our express prior written consent.

User Content

By submitting, posting, or displaying any content on or through the Services, you grant FinancialEdge Academy a worldwide, non-exclusive, royalty-free, sublicensable, and transferable license to use, reproduce, distribute, prepare derivative works of, display, and perform the content in connection with the Services and our business, including without limitation for promoting and redistributing part or all of the Services in any media formats and through any media channels.

Content Responsibilities

You are solely responsible for the content you submit to the Services. You represent and warrant that you own or have the necessary rights and permissions to submit such content and that the content does not violate these Terms or any applicable laws.

Pricing

Prices for our Services are as displayed on our website at the time of purchase. We reserve the right to change prices at any time and may have different pricing for different users or services.

Payment Methods

We accept various payment methods as specified during the checkout process. By providing payment information, you represent and warrant that you are authorized to use the payment method and that all payment information is accurate and complete.

Automatic Renewals

Some of our Services may automatically renew unless you cancel prior to the renewal date. We will notify you of upcoming renewals and provide instructions for cancellation.

Taxes

All prices are exclusive of applicable taxes. You are responsible for any taxes associated with your purchase of Services.

Refund Eligibility

We offer a 30-day money-back guarantee for most of our Services. To be eligible for a refund, you must request it within 30 days of your original purchase and meet the following conditions:

• You have not completed more than 50% of the course or service
• You have not downloaded or accessed more than 50% of the course materials
• You provide a valid reason for the refund request

Refund Process

To request a refund, you must contact our customer support team with a detailed explanation of why you are requesting the refund. Refunds will be processed within 7-10 business days after approval.

Non-Refundable Items

The following are non-refundable:

• Digital downloads already accessed
• Services that have been fully consumed
• Subscription services after the initial billing period
• One-time consultation or coaching sessions

Service Availability

Our Services are provided "as is" and "as available" without any warranties of any kind, either express or implied. We do not guarantee that the Services will be uninterrupted, error-free, or completely secure.

Educational Content

The educational content and information provided through our Services are for informational and educational purposes only. We do not guarantee specific results or outcomes from using our Services. Financial and professional advice should not be construed as absolute or guaranteed.

Third-Party Links

Our Services may contain links to third-party websites or resources. We are not responsible for the content, products, or services offered by these third parties and do not endorse or guarantee their accuracy, completeness, or quality.

Liability Cap

To the maximum extent permitted by law, FinancialEdge Academy shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including lost profits, arising out of or related to your use of the Services.

Maximum Liability

In no event shall our total liability to you for any damages exceed the amount you have paid us in the six (6) months preceding the claim, or $500, whichever is less.

Indemnification

You agree to indemnify and hold harmless FinancialEdge Academy, its officers, directors, employees, and agents from any claims, losses, damages, liabilities, and expenses arising from your use of the Services or violation of these Terms.

Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of [Your State], without regard to its conflict of law principles.

Arbitration

Any disputes arising out of or relating to these Terms or the Services shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association. The arbitration will be conducted in [Your City, State], and the decision of the arbitrator shall be final and binding.

Class Action Waiver

You agree that any dispute resolution proceedings will be conducted only on an individual basis and not in a class, consolidated, or representative action.

Entire Agreement

These Terms constitute the entire agreement between you and FinancialEdge Academy regarding the use of our Services and supersede all prior agreements and understandings.

Modifications to Terms

We reserve the right to modify these Terms at any time. We will provide notice of any material changes by posting the new Terms on this page and updating the "Last Updated" date.

Severability

If any provision of these Terms is found to be invalid or unenforceable, that provision will be enforced to the maximum extent permissible, and the other provisions will remain in full force and effect.

Waiver

Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. If any provision of these Terms is found to be invalid or unenforceable, that provision will be limited or eliminated to the minimum extent necessary.

Customer Support

If you have any questions about these Terms of Service, please contact us at:

FinancialEdge Academy
Email: [email protected]
Phone: (555) 123-4567
Address: 123 Financial Street, Suite 500, Cityville, State 12345